Home Equity Loan

 General Lending Rates

 Product Features

• Digital Banking

• Other Additional Information: Payments can be arranged weekly, fortnightly or monthly.

• Other Additional Information: Loan Terms up to 10 Years.

• Other Additional Information: Maximum loan to valuation ratio of 80% without Lenders Mortgage Insurance (LMI).

• Other Additional Information: Available for owner-occupied and investment loans.

• Other Additional Information: No early repayment fee for extra payments.

 Product Eligibility

• Min Age - 18.

• Natural Person

• Other Additional Information: Maximum loan to valuation ratio of 80% without Lenders Mortgage Insurance (LMI) or up to 90% where LMI is approved.

• Residency Status - Loans Are Available To Members Of The Bank Who Are Permanent Residents Of Australia And Currently Live In Australia..

 Bank Fees and Charges

• Establishment Fee (Upfront), Amount: 250.00.

• Document Fee (Upfront), Amount: 250.00.

• Lenders Mortgage Insurance (Variable), Amount: 0.00. Additional Information: Charging on Origination

• Mortgage Settlement Fee (Event), Amount: 450.00. Additional Information: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds

• Loan Maintenance Fee (Periodic), Amount: 10.00.

• Loan Maintenance Fee (Periodic), Amount: 0.00.

• Val Fee - Propertyhub (Upfront), Amount: 50.00.

• Other Credit Fees (Event), Amount: 0.00. Additional Information: Refer to our Fees and Charges brochure for information on other fees and chargs which may apply.

• Arrears Letter Fee - Second Arrears Letter (Event), Amount: 40.00.

• Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.

 Document Downloads