Unsecured Overdraft
Unsecured Overdraft
Category: Overdrafts Last Updated February 27, 2025 Effective April 14, 2025
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information 11.19%
Interest Rate
11.19% PA
11.19% PA
Comparison Rate
0.00%PA*
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Bill Payment Additional Information: You can use BPAY to pay bills bearing the BPAY logo from those accounts that have the BPAY facility
- Card Access
- Digital Banking Additional Information: Our secure Online Banking service means access to your accounts 24 hours a day, seven days a week.
- Npp Enabled Additional Information: This account is able to make and receive Osko payments
- Npp Payid Additional Information: PayIDs can be linked with this account
- Other Additional Information: Monthly repayment option only Funds accessible via ATM, EFTPOS or VISA DEBIT purchase Access your overdraft facility 24/7
Product Eligibility
- Employment Status - Full Time, Part Time, Casual, Self Employed.
- Min Age - 18. Additional Information: 18 years and above
- Natural Person
- Residency Status - Customers Who Are Permanent Resident Or Citizens May Apply For The Product.
Bank Fees and Charges
- Establishment Fee (Upfront), Amount: 150.00.
Limitations & Restrictions (Constraints)
- Max Limit of 20000.00 Additional Information: You can borrow up to $20,000
- Min Limit of 500.00 Additional Information: Minimum limit $500
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