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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 5.14% (6.01%*) • Fixed: 5.14% (6.01%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 5.55% (5.96%*)

  Transaction Accounts Review 
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Only a small percentage of our available products are listed. Each product is a parent product, and various conditions apply to each child product - select the applicable product for more details. The Product Archives are essentially a product sitemap. While updated regularly, data cannot be relied upon as accurate or complete. Lenders often provide us with invalid data so please make contact with us for a better understanding.

Variable Transaction Accounts

Foreign Currency Acc. (Retail)
• VARIABLE •
Deposit Rate*
5.33%
Overdraft*
8.95%
   
Make and receive payments in foreign currency. And save on conversion costs.
Internet Saver
• VARIABLE •
Deposit Rate*
4.25%
Overdraft*
20.00%
   
Internet Saver Account allows you to earn interest while being able to…
Retire. Access Acc.
• PENALTY •
Deposit Rate*
2.15%
Overdraft*
15.01%
   
Retirement Access Plus is a transaction account for eligible retirees aged 55…
Westpac 55+ and Retired
• PENALTY •
Deposit Rate*
2.15%
Overdraft*
15.01%
   
Westpac 55+ and Retired is a transaction account for eligible retirees aged…
NAB Retire. Acc.
• PENALTY •
Deposit Rate*
2.00%
Overdraft*
15.41%
   
Get more from your money in retirement and enjoy easy access to…
Business Unsec. Current Acc.
• VARIABLE •
Deposit Rate*
0.01%
Overdraft*
13.94%
   
Our Business Unsecured Current Account is an 'at call' transaction account for…
Access Savings Acc.
• VARIABLE •
Deposit Rate*
0.01%
Overdraft*
14.49%
   
The Access Savings Account is an everyday account with convenient banking access…
Everyday Direct account
• VARIABLE •
Deposit Rate*
0.00%
Overdraft*
12.64%
   
Your everyday transaction account with VISA Debit access.

Introductory Transaction Accounts

Maxi Saver
• PENALTY •
Deposit Rate*
3.55%
Overdraft*
15.01%
   
A savings account that offers a great interest rate with access to…
Westpac eSaver
• PENALTY •
Deposit Rate*
3.40%
Overdraft*
15.01%
   
Westpac eSaver makes saving a breeze. You get an introductory interest rate…
 
 

Bonus Transation Accounts

NAB Reward Saver
• PENALTY •
Deposit Rate*
4.55%
Overdraft*
15.41%
   
Grow your savings faster with bonus interest for regular deposits and no…
Bonus Saver
• VARIABLE •
Deposit Rate*
3.75%
Overdraft*
20.00%
   
Bonus Saver account allows you to earn interest if you make at…
Incentive Saver
• PENALTY •
Deposit Rate*
3.30%
Overdraft*
15.01%
   
An account that rewards you with bonus interest for regular saving to…
Westpac Life
• PENALTY •
Deposit Rate*
3.15%
Overdraft*
15.01%
   
Westpac Life is a flexible savings account that supports your savings goals.…